Finance and Insurance
Payment Options
We accept:
- Mastercard
- Visa
- American Express
- Discover
- FSA/HSA
- Cash and personal checks
Financing Options:
- Care Credit
- Healthcare Finance Direct (HFD)
Insurance Plans
- We accept most major PPO insurance plans.
- We also file out-of-network claims as a courtesy to our patients.
- Patients should provide insurance information prior to their visit, so we can check benefits in detail.
- Insurance coverage details:
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- Payments follow the insurance company’s policies — many plans pay a placement fee at delivery, followed by monthly or quarterly payments over the estimated treatment duration.
- Insurance companies do not pay the entire benefit lump sum at the start of treatment.
- Once payments are received, they will be credited to your insurance ledger.
- Your employer’s benefits plan determines the insurance contribution toward your services.
- If Evenly Orthodontics receives an Explanation of Benefits (EOB) indicating that benefits have been terminated:
- The patient (or financially responsible party) will be responsible for any unpaid insurance balance.
- This balance will be transferred from the insurance ledger to the patient ledger.
- If coverage changes it is the patient's responsibility to inform the Evenly Finance Department.
Dual Insurance Coverage
- If a patient has two orthodontic insurance plans, Evenly Orthodontics will file claims with both carriers.
- We expect the primary carrier to pay the estimated benefit.
- Secondary insurance payments can be more difficult to estimate.
- Most secondary plans do not pay the entire lifetime benefit.
FSA and HSA
What is FSA
A flexible savings account, or FSA, is an account you may be able to use to pay for certain medical, dental, and orthodontic costs, including Invisalign clear aligners. Your FSA is managed by your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck. Not all employers offer an FSA.


What is HSA
A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan. You put money into the account and you may use it to cover certain medical, dental, and orthodontic costs, including Invisalign clear aligners. To open an HSA, you must meet IRS eligibility requirements.
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